开始业务的平均成本是不到10,000美元。但是，每个企业都不同。所以，如果你有一百万美元的商业想法，你可能想知道它会花东西。开始业务的费用是多少？

虽然您的企业家梦中没有整洁的小价格标签，但您可以在跳入之前放在一起估计。为此，您需要了解共同的启动成本和您的业务的特定需求。

要花多少钱start a business?

启动费用是您招致的费用前making money from your business. In short, they’re the花费那推出你的公司。了解开办企业需要多少钱可帮助您相应地计划，索取小型企业扣除和管理财务记录。

Unfortunately, there are countless factors that can influence the cost of starting a business. There are businesses with low startup costs and others with high startup costs. Are you planning to open a home-based business or storefront? What’s your industry? Will you have inventory? How about shipping? The list goes on and on.

If you want to know how much money you need to start a business, you can take three simple steps:

1. 了解常见的启动成本
2. 评估您的需求并为每个项目分配美元金额
3. Add ‘em all up and make adjustments

和......瞧！您为您的创业成本估算有一个很棒的起点。

1.了解常见的启动成本

To answer开始生意多少钱？您需要熟悉常见的启动成本，例如：

• 办公空间
• 公用事业
• 设备
• Inventory
• Insurance
• Licenses and permits
• Professional fees
• 营销
• Other

Keep in mind that businesses may share similar cost categories, but the price each business pays can vary drastically. Take a closer look at each common startup expense category.

办公空间

Your office cost depends on what kind of space you need, your location, and the size. So when it comes to setting up shop, ask yourself a few questions, such as:

• How much space do I need?
• Do I want a storefront, or can I run my business out of my home?
• If I do want a storefront, would I ratherbuy vs. lease commercial property?
• 什么领域最好打开我的业务？
• How much is the security deposit or down payment?

公用事业

啊，公用事业。他们看起来可能在这里和那里的小费，但他们可以快速加起来。您想要做的最后一件事就是忘记了几个“小”成本的预算，并占据了一个相当令人满意的水电费。

常用实用程序包括：

• WiFi
• 电的
• 气体
• 水
• Sewer
• 电话
• 电缆

You may also need to pay for equipment or put down utility deposits.

设备

不仅仅是可能，你会想要一些方便的设备的帮助，将您的业务愿景带到生机。考虑您需要租赁或购买的物品类型：

• Copier
• 打印机
• 电脑
• Vehicles
• 软件（例如，vwin158 )

If you plan on having a storefront, you may also need to budget for things like furniture, appliances, and light fixtures.

Inventory

If you want to open a goods-based business, you need some inventory to get things going. You can estimate the cost of inventory by:

• 确定您需要的每种类型的良好程度
• 与潜在供应商发表讲解成本范围
• Considering the cost of inventory storage (e.g., warehouse)

Insurance

像生活一样，企业所有权有这么多未知数。为了帮助您减轻与意外相关的损害赔偿，您可以注册保险。

There are a number of types of business insurance, such as general liability, errors and omissions, and commercial property. Of course, you probably don’t need each and every type of insurance out there.

Licenses and permits

Business license, sales tax permit, building permits, oh my! Depending on your business, you may need some licenses and/or permits to legally operate.

联系您的州和地点以确定什么类型的许可证和许可证you need.

Professional fees

需要一个专业人士开始你的业务吗？无论是一个small business lawyer, accountant, or both, you probably need some help getting set up.

And if you do decide to hire a professional, factor in costs such as one-time consultations or check-in fees. If you’re not sure how much this could cost in your area, call around to get estimates.

营销

你不必花一条胳膊和一条腿来营销费用。但是，你应该这样做一些marketing when launching your business—if you want prospective customers to know about your startup.

考虑一下营销类型 - 以及每种成本如何 - 您想在推出业务时追求：

• 社交媒体广告
• Pay-per-click ads
• 博客
• 电子邮件营销
• Business cards
• Flyers and signage

Other

该列表与这些整齐分类的启动成本没有结束。其他常见费用可包括运费，对独立承包商的付款和信用卡处理费用。

Brainstorm any additional costs you feel you may have to be thorough. When in doubt, consult a professional (e.g., accountant) or another business owner for guidance.

2.评估您的需求并为每个项目分配一笔金额

当然，那里有许多启动成本。但是，您的业务是不同的。您可能不需要本书中的每种初创企业。因此，将您所需的企业列表放在一起。

Assessing your needs ahead of time helps you prepare and can improve your chance of success. Not to mention, you can better understand your break-even point and manage cash flow by knowing your needs.

列出您希望启动的费用列表。将成本分为类别，例如资本支出（AKA一次性购买）和经常性费用。还决定启动成本是否已固定或变量。固定费用定期收益相同（例如，租金）。可变成本随运营而变化（例如，业务运输费).

Have your list of possible startup costs? Time to check it twice. Make sure you’ve covered all your bases to avoid underestimating the cost to start a business.

一旦确定您列出了所需的所有内容，将为每个项目分配一笔金额。要获得这些数字，您可以：

• 做一些研究
• Contact possible vendors and suppliers
• Consult an accountant or small business lawyer

If you’re worried about underestimating your costs, you can assign costs to a miscellaneous category to catch any expenses you’ve forgotten.

3. Add ‘em all up and make adjustments

在估计每种类型的费用大致估算您的费用后，将它们添加到总共启动成本中。你的支出限制之外的数字是什么？不用担心。你可以：

• See if you can remove or substitute anything on the list
• Consider other小企业融资选择

If you are set on bootstrapping your business, separate your costs into must-haves and nice-to-haves. Cut out anything you can run your business without (at least initially). And, remember to factor personal expenses into your startup cost calculation, such as your rent or mortgage, utilities, loan payments, groceries, etc. Small business startup costs are an addition to your existing liabilities.

在开始业务之前，您至少应至少留出几个月的运营成本。如果您没有足够的，或者您无法削减业务启动成本，您可以调查额外的融资。例如，您可以申请SBA或银行贷款，申请投资，或申请商业信用卡。

This article has been updated from its original publication date of April 21, 2017.

This is not intended as legal advice; for more information, please点击这里。