您的现金流声明可以使您了解业务当前的财务状况。但是，很高兴看到您公司的未来现金流量吗？您不需要水晶球就可以查看现金流的未来。相反，创建现金流投影。继续阅读以了解现金流预测以及如何投影现金流。

什么是现金流预测？

First things first, if you want to learn about cash flow projections, you need to know what cash flow is.

现金流是进出您的业务的金额。健康的现金流可以帮助您的业务走上成功的道路。但是贫穷负现金流量can spell doom for the future of your business.

如果你想预测业务的现金流,create a cash flow projection. A cash flow projection estimates the money you expect to flow in and out of your business, including all of your income and expenses.

通常，大多数企业的现金流预测涵盖了12个月的时间。但是，您的企业可以创建每周，每月或半年度现金流预测。

Advantages of projecting cash flow

Estimating anticipated cash flow projections can help boost your business’s success.

预测现金流量有许多优势。创建现金流影投影的一些优点包括能够：

• 预测现金短缺和盈余
• 查看和比较business expensesand income for periods
• 估计业务变革的影响（例如，雇用员工）
• Prove to lenders your ability to repay on time
• 确定您是否需要进行调整（例如，削减费用）

现金流投影并不适用于每个业务。您预计的现金流量分析可能会耗时，如果做错了，则可能是昂贵的。

请记住，现金流预测可能永远不会是完美的。但是，您可以使用预计的现金流量来帮助manage cash flow。

最重要的是，您的现金预测使您可以更清楚地了解您的业务的发展方向。而且，它可以向您展示需要进行改进并削减成本的地方。

How to calculate projected cash flow

If you’re ready to start calculating projected cash flow for your business, start gathering some historical accounting data.

You need to get reports detailing your business’s income and expenses from your accountant, books, or accounting software. Depending on the timeframe you want to predict, you might need to gather additional information.

想学习如何计算现金流预测吗？使用下面预计的现金流量步骤。

1.在本期开始时找到您的业务现金

To calculate your cash from the beginning of the period, you need to subtract the previous period’s expenses from income.

Cash at Beginning of Period= Previous Period’s Income – Previous Period’s Expenses

2.估计下一个时期的现金

Next, you need to predict how much cash will come into your business during the next period.

Incoming cash includes things like revenue, sales made on credit, loans, and more.

You can forecast future cash by looking at trends from previous periods. Be sure to account for any changes or factors that differ from previous periods (e.g., new products).

3.估计下一期的费用

Think about all the expenses you will pay next period. Consider things like raw materials, rent, utilities, insurance, and other bills.

4. Subtract estimated expenses from income

要计算业务的现金流，请从估计收入中减去估计的费用。

Cash Flow= Estimated Income – Estimated Expenses

5. Add cash flow to opening balance

计算现金流量后，您需要将其添加到您的开放余额中。这也将为您提供您的闭合余额。您的关闭余额将持续到下一阶段的起始余额。

要完成下一个时期的预计现金流，请重复上面的步骤。

使困惑？不用担心！以下面的形式查看项目现金流报表的示例：

创建现金流的投影

If you want to create your own cash flow projection, start drafting out columns for your future periods. Or, you can take advantage of a spreadsheet to organize your cash flow statement projections.

您应该在现金流预测中包括以下类别：

• 期初余额
• 现金（例如销售）
• 兑现（例如，费用）
• 总计现金和兑现
• Uses of cash (e.g., materials)
• 期间的总现金流量
• 关闭平衡
• Periods (e.g., month of January)

After you lay out the sections on your cash flow projection report, plug in your projected cash flow calculations.

重新审视您的现金流预测

Cash flow projections are not set in stone. Revisit your projection from time to time to see where you stand.

如果您看到现金流量预测的主要差异或缺陷，则可能是时候处理更多数字并进行一些挖掘了。尽早确定预测的问题可能会防止将来发生严重的不准确性。

为了确保您的投影保持尽可能准确，请考虑可变费用，例如：

• Months with three paychecks
• Sales during peak seasons
• 当时保费的月份（例如，保险）
• 雇用其他工人

一个好的经验法则是不要将未来投射得太远。太多的变量可能会与您的业务（例如，经济中的下降）发挥作用，并影响您未来的现金流。

如前所述，现金流预测的标准时间段为12个月。尝试将现金流预测时间段仅提前一年限制。这样，您可以帮助防止无法预料的费用和错误影响您的投射。

如果您没有时间跟踪财务预测，请考虑将投影更新委托给簿记员。或者，您可以简化跟踪现金流的方式basic accounting software。

For an accurate cash flow projection, you need to receive and track customer payments. Patriot’s onlinevwin158 让您记录您的收入和费用，以使财务状况保持头顶状态。你在等什么？开始您的自我引导的演示今天。

我们随时准备继续对话。给我们类似Facebook并分享您对我们最新文章的想法。

This article has been updated from its original publication date of August 28, 2012.

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