您的small business budget是您公司的重要工具。它全年指导您的支出习惯，可帮助您避免超支，并帮助您做出重要的财务决策。但是，预算并不是一定程度的。每个企业的预算看起来都有些不同。而且，有许多不同类型的业务预算可以保留您的雷达。
10种业务预算类型
Business budgets are kind of like snowflakes. Each business has its own unique budget that they need to stick to. And, some businesses may have a set of different business budgets to keep track of. So, what are the types of budgets in business? Find out for yourself below.
1.运营预算
一个operating budget, or operational budget, consists of all expenses and revenues your business expects to use for its operations. Your operating budget outlines the funds your company needs to operate efficiently.
Generally, operating budgets break down things like固定成本和可变成本, revenue, and other expenses. Like with all budget types in business, operating budgets can vary depending on the business and its operations.
在大多数情况下，您的运营预算是其他一些预算的组合，包括：
- 销售量
- Production
- Direct materials
- 直接人工
- Overhead
- 一般及行政开支
2. Cash flow budget
业务预算的最大组成部分之一是管理和预测现金流。您的现金周转、现金预算给你的预测ney that comes in or goes out of a business during a certain period of time (e.g., a year).
您的现金流量预算可以帮助您做出重要的财务决策，检测问题并防止超支。
The goal of your cash budget is to ensure there is enough money coming in to cover any money that goes out. If you don’t have enough money to offset expenses, you could wind up in负现金流量领土。
3. Financial budget
To understand how much money you need to reach short- and long-term needs, draft a financial budget. A financial budget factors in assets, liabilities, and equity (aka components of your资产负债表）。
您的business’s financial budget can give you an overall idea of your company’s health and stability. This type of budget can be especially helpful if you’re seeking funding or considering an首次公开募股。
4.销售预算
您可能要考虑建立的另一种预算是销售预算。销售预算预算您的销售收入和费用以及您在特定时间内销售多少。
创建销售预算可以计划并调整支出。要制定销售预算，您需要：
- Make a list of your business’s offerings
- 列出每个产品的价格
- 审查去年（或期间）的销售数字以创建预测
Having an accurate sales budget ensures you have plenty of materials and inventory on hand to keep up with customer demand. And, your sales budget helps lay the foundation for your…
5.生产预算
您的production budget tells you how much of each product to produce to meet sales needs and inventory requirements. This type of business budget helps determine operating aspects like:
- 直接人工
- Direct materials
- Overhead
要制定生产预算，您需要出售预期的单位数（根据上述数据），所需的结束库存水平以及开始库存中的单位数量（如果适用）。
您的生产预算有助于确定生产成本，进而有助于确定产品的价格。
密切关注您的生产预算。如果销售和需求增加或减少，请相应地调整您的生产预算。
6.劳动预算
If you have employees or plan on hiring employees, consider creating a labor budget. Use a labor budget to determine how many employees you need to achieve a certain level of production. Your labor budget also helps you plan payroll costs.
除了帮助您计划人员配备外，劳动预算还可以在分配费用时为您提供帮助seasonal workers。
7. Capital budget
资本预算可以帮助您计划购买大型assets， 如：
- Machinery
- 财产
- 车辆
企业的资本预算列出了资产的成本，预期的回报期以及资产的潜在投资回报。您的资本预算可以告诉您购买是否是一项不错的投资。
8. Static budget
Some businesses with predictable sales and expenses may create a static budget. A static budget doesn’t change throughout the year. You can use a static budget to spot differences and evaluate sales performance.
A static budget is not impacted by sales volume or any other changes in the business. Some types of expenses in a static budget may include:
- Software
- 承包商费
- 订阅费
- 仓库租金
- Utilities
- Supply costs
在整个静态预算中包括任何在整个期间保持不变（或固定）的费用。
On the other hand, if you have expenses that constantly change, use a flexible budget. A flexible budget fluctuates with changes in sales and production.
9.高架预算
高架预算包括固定和可变的间接费用在特定时期。
Variable costsvary based on your sales activity (e.g., commissions). Fixed costs stay the same, no matter what happens to your sales.Fixed costs是您必须支付的开支来经营您的业务（例如租金）。
Outline all of your variable and fixed overhead costs in your overhead budget.
10. Master budget
总预算是您所有企业个人预算的结合。您的主预算为您提供了公司的完整财务状况。而且，它可以向您展示某些收入和费用在业务中的整体中。
大型企业的主预算更为普遍。但是，小型企业还可以使用总预算按类别或部门分解财务状况。
利用您的主预算计划您需要做的事情来实现业务和财务目标。您的主预算可能包括许多不同的预算，包括：
- 销售量
- Production
- Cash flow
- Operating
准备任何类型的业务预算
您的业务预算是公司财务状况的路线图。为了确保您的预算能够保持财务状况，请在为您的业务创建预算时遵循以下步骤：
- Add up income
- 列出可变成本
- 确定可变成本
- 考虑额外和意外的费用
- 一个alyze your cash flow
- Outline your budget
- 必要时进行调整
一旦建立了您的心脏预算类型的任何类型的业务预算，便会不时重新审视它们，以确保它们是最新和准确的。
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